Overview

All requests to the Bloom API require a valid Oauth2 Access Token to be present in the Authorization header. You can think of this Access Token like an API key, it is what grants you access to the API.

Bloom will provide you with two credentials:

(1) Client ID and (2) Client Secret

These two credentials are what you will use to request an Access Token. You will do so using the Oauth2 client_credentials grant flow which will be explained below.

While your provided Client ID is considered a "public" credential, your Client Secret must only be known by your backend application(s). It must never be included in any front-end applications, stored in plaintext, or transmitted across unsecured (non-SSL) connections. Treat it as you would a password.

🚧
Keep your credentials safe!
If at any time you believe your credentials may have been compromised, please let Bloom know immediately so we can rotate them for you.

General Flow

You will gain and maintain access to the API with the following flow:

Use your Client ID and Client Secret to fetch an Access Token
Put the Access Token in the Authorization header of any request you make to the Bloom API
When the token expires fetch a new one and go back to step (2)

1. Retrieving an Access Token

Using Auth V2 Endpoint

Make a POST request to the /oauth2/token endpoint of the authorization URL.

🚧
Content Type Restriction
Please note that Auth V2 endpoint strictly follows original OAuth 2.0 specification (RFC 6749), and thus for maximum compatibility only supports content-type: application/x-www-form-urlencoded. Please refer below examples.

Required Parameters

Parameter	Value
`client_id`	Your Client ID
`client_secret`	Your Client Secret
`audience`	See the Environments concept page to find the audience that corresponds to your target environment
`scope`	Space separated scopes as required to access api endpoints. Set `"data-access:all"`for Data Access endpoints. Set `"furnishment:all"`for Furnishment endpoints. Set `"bloomplus:all"`for Enablement Services endpoints. Set `"data-access:all furnishment:all bloomplus:all"`for Data Access, Furnishment, and Enablement Services endpoints.
`grant_type`	Always use `client_credentials`

📘
Quick tip
Click the Code Generation tab below to get see an example of this request in your language of choice.

{
  "method": "post",
  "url": "https://authn.bloomcredit.dev/oauth2/token",
  "headers": {
    "Content-Type": "application/x-www-form-urlencoded"
  },
  "body": {
    "client_id": "<CLIENT_ID>",
    "client_secret": "<CLIENT_SECRET>",
    "audience": "<API_ENVIRONMENT_AUDIENCE>",
    "scope": "<SCOPES_REQUIRED_PER_API_ENDPOINT>",
    "grant_type": "client_credentials"
  }
}

curl --location --request POST 'https://authn.bloomcredit.dev/oauth2/token' \
--header 'Content-Type: application/x-www-form-urlencoded' \
--data-urlencode 'client_id=$CLIENT_ID' \
--data-urlencode 'client_secret=$CLIENT_SECRET' \
--data-urlencode 'audience=$AUDIENCE' \
--data-urlencode 'scope=$SCOPE' \
--data-urlencode 'grant_type=client_credentials'

var myHeaders = new Headers();
myHeaders.append("Content-Type", "application/x-www-form-urlencoded");

var urlencoded = new URLSearchParams();
urlencoded.append("client_id", "$CLIENT_ID");
urlencoded.append("client_secret", "$CLIENT_SECRET");
urlencoded.append("audience", "$AUDIENCE");
urlencoded.append("scope", "$SCOPE");
urlencoded.append("grant_type", "client_credentials");

var requestOptions = {
  method: 'POST',
  headers: myHeaders,
  body: urlencoded,
  redirect: 'follow'
};

fetch("https://authn.bloomcredit.dev/oauth2/token", requestOptions)
  .then(response => response.text())
  .then(result => console.log(result))
  .catch(error => console.log('error', error));

import requests

url = "https://authn.bloomcredit.dev/oauth2/token"

client_id = "$CLIENT_ID"
client_secret = "$CLIENT_SECRET"
audience = "$AUDIENCE"
scope = "$SCOPE"
payload= f'client_id={client_id}&client_secret={client_secret}&audience={audience}&scope={scope}&grant_type=client_credentials'
headers = {
  'Content-Type': 'application/x-www-form-urlencoded'
}

response = requests.request("POST", url, headers=headers, data=payload)

print(response.text)

var https = require('follow-redirects').https;
var fs = require('fs');
var qs = require('querystring');

var options = {
  'method': 'POST',
  'hostname': 'authn.bloomcredit.dev',
  'path': '/oauth2/token',
  'headers': {
    'Content-Type': 'application/x-www-form-urlencoded'
  },
  'maxRedirects': 20
};

var req = https.request(options, function (res) {
  var chunks = [];

  res.on("data", function (chunk) {
    chunks.push(chunk);
  });

  res.on("end", function (chunk) {
    var body = Buffer.concat(chunks);
    console.log(body.toString());
  });

  res.on("error", function (error) {
    console.error(error);
  });
});

var postData = qs.stringify({
  'client_id': '$CLIENT_ID',
  'client_secret': '$CLIENT_SECRET',
  'audience': '$AUDIENCE',
	'scope': '$SCOPE',
  'grant_type': 'client_credentials'
});

req.write(postData);

req.end();

package main

import (
  "fmt"
  "strings"
  "net/http"
  "io/ioutil"
)

func main() {

  url := "https://authn.bloomcredit.dev/oauth2/token"
  method := "POST"

  payload := strings.NewReader("client_id=$CLIENT_ID&client_secret=$CLIENT_SECRET&audience=$AUDIENCE&scope=$SCOPE&grant_type=client_credentials")

  client := &http.Client {
  }
  req, err := http.NewRequest(method, url, payload)

  if err != nil {
    fmt.Println(err)
    return
  }
  req.Header.Add("Content-Type", "application/x-www-form-urlencoded")

  res, err := client.Do(req)
  if err != nil {
    fmt.Println(err)
    return
  }
  defer res.Body.Close()

  body, err := ioutil.ReadAll(res.Body)
  if err != nil {
    fmt.Println(err)
    return
  }
  fmt.Println(string(body))
}

Access Token Response:

Most commonly you should expect to see 200 status code or a 401 status code. The default error schema let's you handle any unexpected errors like 500 internal server error. If you encounter any other errors, please reach out to us.

{
    "access_token": "<ACCESS_TOKEN_WILL_BE_HERE>",
    "scope": "data-access:all furnishment:all bloomplus:all",
    "expires_in": 86400,
    "token_type": "Bearer"
}

{
    "error": "string",
    "error_description": "string"
}

{
    "error": "invalid_client",
    "error_description": "Client authentication failed (e.g., unknown client, no client authentication included, or unsupported authentication method). passwords do not match"
}

🚧
Caching Access Tokens
Please note that when requesting access tokens using your client credentials, your application should use the access token until it expires. The Access Token Response includes an expires_in field which you can use to determine if the token needs to be renewed (this field contains the number of seconds from when the token was created to when it will expire).
If the token is expired, you can issue a new POST request to /oauth2/token to receive a new access token as you normally would for new tokens.

2. Making API Requests

Now that you have successfully fetched an Access Token, you can make requests to the rest of the Bloom API. Simply add an HTTP Authorization header in the following format to any request you make to the Bloom API:

"Authorization: Bearer <ACCESS_TOKEN>"

{
    "access_token": "<ACCESS_TOKEN_WILL_BE_HERE>",
    "scope": "read:consumers write:consumers read:credit.bloom.score.vantage3...",
    "expires_in": 86400,
    "token_type": "Bearer"
}