This is the single endpoint that captures every account lifecycle event. Each event is
individually optional, but at least one must be provided; a request with no events is
rejected. Each event has its own required attributes, and every event accepts
effective_date, reverse, and reversed_on to record or reverse it.

Supported events:

• add_secondary_consumers: Add one or more secondary consumers to an account.
• charge_off: Report a charge-off. Either the unpaid balance is reported as a loss, or
  the account was paid in full after a charge-off. Reporting an unpaid balance as a loss
  requires the previous statement to be at least 30 days delinquent.
• close: Report that the account was closed, including which party initiated it.
• collateral_depreciation: Report that a credit line was reduced or suspended due to
  collateral depreciation. Intended for home equity and other secured lines of credit.
• collections: Report that the account was assigned to internal or external collections.
• credit_line_suspended: Report an account whose credit line has been suspended.
• deed_received_mortgage: Report a deed received in lieu of foreclosure on a mortgage.
• delete: Create a delete account event. This soft-deletes the account.
• dispute_completed: Report a dispute completed event for a dispute source.
• dispute_started: Report a dispute started event for a dispute source.
• forbearance: Report that the account entered forbearance.
• foreclosure_completed: Report a foreclosure completed event. A foreclosure_started
  event must already exist for the account.
• foreclosure_started: Report a foreclosure started event.
• loan_redemption: Report a loan redemption. A collateral event (voluntary surrender or
  repossession) must already exist.
• loan_reinstatement: Report a loan reinstatement. A collateral event (voluntary
  surrender or repossession) must already exist.
• natural_disaster_end: End a natural disaster accommodation. A matching
  natural_disaster_start event must already exist.
• natural_disaster_start: Report an account affected by a natural disaster.
• refinance_modification: Report a refinance or loan modification, including
  refinancing and renegotiation. Only allowed for mortgage portfolio types. If
  account_number is provided, an account number event is created automatically.
• remove_secondary_consumers: Remove one or more secondary consumers from an account.
• remove_transfer: Remove an existing transfer of the account.
• repossession: Report a repossession event.
• short_sale: Report a short sale event. The account must have a valid account status.
• transfer: Report a sell or buy transfer of the account.
• voluntary_surrender: Report that the consumer voluntarily surrendered collateral.