Alerts: Alert Type

We receive a field from Equifax/Experian that indicates whether a consumer fraud alert or active duty status has been placed on the credit report.

These get translated into our Bloom bureau friendly fields as such:

CategorizationEquifax CodeExperian Code
Extended AlertX: Fraud Victim “Extended Alert”06
Initial AlertV: Fraud Victim “Initial Alert”26/27
Active DutyN: Active Duty Alert29
Extended + Active DutyW: Active Duty Alert with Fraud Victim “Extended Alert”30
Initial + Active DutyQ: Active Duty Alert with Fraud Victim “Initial Alert”31
Other Fraud/Security/WarningR: Active Duty Alert with Fraud Victim T (police report)
T: Fraud Victim (associated with trade)
28

These only will be returned when the credit report returns a hit. No-hits/Frozen/Locked files do not return an alert response.


Fields

alerts.alert_type - String
The description of the type of alert.