queries

The credit attributes represent a set of properties derived from the credit report. We have defined 9 groups of them, detailed below:

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When orders are submitted via Batch Account Review, when the bureau is unable to calculate the value for an attribute, instead of returning a special value number, we will return the following string: Bureau was unable to calculate attribute (e.g. no applicable or relevant trades, relevant trades excluded, disputed trade(s), etc).


List of Attributes

Tradeline

get_tradeline_attributes_by_order_id()

query ($id: String!) {
  get_tradeline_attributes_by_order_id(args: {id: $id}){
    total_tradelines
    # more attributes ...
  }
}

Tradeline Attributes

AttributeDescriptionValid Value RangeSpecial Value Range*
total_tradelinesNumber of Trades0 - 9296 - 99
open_tradelinesNumber of Open Trades0 - 9296 - 99
tradeline_open_last_3_monthsNumber of Trades Opened in the last 3 Months0 - 9296 - 99
tradeline_open_last_6_monthsNumber of Trades Opened in the last 6 Months0 - 9296 - 99
tradeline_open_last_9_monthsNumber of Trades Opened in the last 12 Months0 - 9296 - 99
tradeline_open_last_12_monthsNumber of Trades Opened in the last 24 Months0 - 9296 - 99
months_oldest_tradeline_openedAge of the Oldest Trade0 - 992996 - 999
months_recent_tradeline_openedAge of the Newest Trade0 - 992996 - 999
months_recent_delinquencyMonths since the most recent delinquency on trade0 - 992996 - 999

*Bureau was unable to calculate attribute (e.g. no applicable or relevant trades, relevant trades excluded, disputed trade(s), etc).



Revolving

get_revolving_attributes_by_order_id

query ($id: String!) {
  get_revolving_attributes_by_order_id(args: {id: $id}){
    total_revolving_tradelines
    # more attributes ...
  }
}

Revolving Attributes

AttributeDescriptionValid Value RangeSpecial Value Range*
total_revolving_tradelinesNumber of Revolving Trades0 - 9296 - 99
open_revolving_tradelinesNumber of Open Revolving Trades0 - 9296 - 99
revolving_tradelines_opened_last_6_monthsNumber of Revolving Trades Opened in the last 6 Months0 - 9296 - 99
active_revolving_open_ended_tradelines_balance_opened_last_12_mNumber of Trades Opened in the last 12 Month0 - 9296 - 99
months_oldest_revolving_tradeline_openedAge of the Oldest Revolving Trade0 - 992996 - 999
maximum_bank_card_utilizationMaximum Utilization of Bankcard Trades Reported Ever0 - 9.99929.9996 - 9.9999

*Bureau was unable to calculate attribute (e.g. no applicable or relevant trades, relevant trades excluded, disputed trade(s), etc).



Mortgage

get_mortgage_attributes_by_order_id()

query ($id: String!) {
  get_mortgage_attributes_by_order_id(args: {id: $id}){
    total_mortgage_tradelines
    # more attributes ...
  }
}

Mortgage Attributes

AttributeDescriptionValid Value RangeSpecial Value Range*
total_mortgage_tradelinesNumber of Mortgage Trades0 - 9296 - 99
open_mortgage_tradelinesNumber of Open Mortgage Trades0 - 9296 - 99
months_oldest_mortgage_tradeline_openedAge of the Oldest Mortgage Trade0 - 992996 - 999

*Bureau was unable to calculate attribute (e.g. no applicable or relevant trades, relevant trades excluded, disputed trade(s), etc).



Auto

get_auto_attributes_by_order_id()

query ($id: String!) {
  get_auto_attributes_by_order_id(args: {id: $id}){
    total_auto_tradelines
    # more attributes ...
  }
}

Auto Tradelines Attributes

AttributeDescriptionValid Value RangeSpecial Value Range*
total_auto_tradelinesNumber of Auto Trades0 - 9296 - 99
open_autotradelinesNumber of Open Auto Trades0 - 9296 - 99
months_recent_auto_tradeline_openedAge of the Newest Auto Loan Trade0 - 992996 - 999

*Bureau was unable to calculate attribute (e.g. no applicable or relevant trades, relevant trades excluded, disputed trade(s), etc).




Unsecured/Installment

get_unsecured_installment_attributes_by_order_id()

query ($id: String!) {
  get_unsecured_installment_attributes_by_order_id(args: {id: $id}){
    active_installment_tradelines
    # more attributes ...
  }
}

Unsecured / Installment Attributes

AttributeDescriptionValid Value RangeSpecial Value Range*
active_installment_tradelinesNumber of Installment Trades0 - 9296 - 99
active_installment_tradelines_opened_last_3_monthsNumber of Open Installment Trades with Balance > $0 Reported in 3 Months0 - 9296 - 99
open_unsecured_installment_tradelinesNumber of Open Unsecured Installment Trades Excluding Student Loan Trades0 - 9296 - 99
unsecured_installment_tradelines_opened_6_monthsNumber of Unsecured Installment Trades Excluding Student Loan Trades Opened in 12 Months0 - 9296 - 99
months_recent_unsecured_installment_tradeline_openedAge of the Newest Unsecured Installment Trade Excluding Student Loan Trade0 - 992996 - 999
months_recent_unsecured_installment_tradeline_delinquencyMonths Since the Most Recent Delinquency on Unsecured Trade Excluding Student Loan Trade0 - 992996 - 999

*Bureau was unable to calculate attribute (e.g. no applicable or relevant trades, relevant trades excluded, disputed trade(s), etc).



Student Loans

get_student_loans_attributes_by_order_id()

query ($id: String!) {
  get_student_loans_attributes_by_order_id(args: {id: $id}){
    total_student_loan_tradelines
    # more attributes ...
  }
}

Student Loans Tradelines Attributes

AttributeDescriptionValid Value RangeSpecial Value Range*
total_student_loan_tradelinesNumber of Student Loans Trades0 - 9296 - 99
outstanding_balance_open_student_loan_tradelinesTotal Balance on Open Student Loan Trades Reported in 3 Months0 - 999999992999999996 - 999999999

*Bureau was unable to calculate attribute (e.g. no applicable or relevant trades, relevant trades excluded, disputed trade(s), etc).



Specialized

get_specialized_attributes_by_order_id()

query ($id: String!) {
  get_specialized_attributes_by_order_id(args: {id: $id}){
    months_recent_public_record
    # more attributes ...
  }
}

Specialized Attributes

AttributeDescriptionValid Value RangeSpecial Value Range*
months_recent_public_recordMonths Since the Most Recent Public Record Bankruptcy Filed0 - 992996 - 999
months_recent_third_party_collectionMonths Since the Most Recent Collection 3rd Party Non-Medical0 - 992996 - 999
percent_opened_trades_last_24_monthsPercent of Trades Excluding Student Loan Trades Opened in 12 Months to Total Trades Excluding Student Loan Trades0 - 9.99929.9996 - 9.9999
foreclosuresNumber of Foreclosure Trades Ever0 - 9296 - 99

*Bureau was unable to calculate attribute (e.g. no applicable or relevant trades, relevant trades excluded, disputed trade(s), etc).



Worst

get_worst_attributes_by_order_id()

query ($id: String!) {
  get_worst_attributes_by_order_id(args: {id: $id}){
    worst_rating_all_tradelines_last_12_Months
    # more attributes ...
  }
}

Worst Attributes

AttributeDescriptionValid Value RangeSpecial Value Range*
worst_rating_all_tradelines_last_12_monthsWorst Current Status on Trades Reported in 12 Months0 - 696 - 99

*Bureau was unable to calculate attribute (e.g. no applicable or relevant trades, relevant trades excluded, disputed trade(s), etc).

**Delinquency attribute group is unavailable.