Below are possible score reject reasons returned from Equifax
File Under Review
Insufficient Information to Score
Bankruptcy On File
Subject Deceased
File Cannot Be Scored/File cannot be scored
Inquiry Only File
No Qualifying Accounts Present
Bankruptcy Occurrence Present
Consumer Deceased
Model Delivery Temporarily Unavailable
Too Many Inquiries on File
Model Delivery Temporarily Unavailable, File Cannot Be Scored
No Input Fields Provided
No trade or inquiry reported within the last 24 months
Model Delivery is Not Available
Model Delivery is Not Available: Insufficient Information to Score
Model Delivery is Not Available: Subject Deceased
Model Delivery is Temporarily Unavailable
Model Delivery is Not Available: File Under Review
Model Delivery is Not Available: No Qualifying Accounts Present
No qualifying information present
No qualifying trades
Insufficient or unknown tradeline history
No recently reported tradelines
No recent trades w/o data suppression or disputed info
Unable to score
No recently reported account information
Not available, file cannot be scored
Deceased
Lack of Trades
Lack of Activity
No trades on file
No trades on file with date open older than 5 months
No trades on files with date reported in last 6 months
No trades on file with a valid current status and without data suppression or disputed info
Invalid source data input (request missing a 1, 2, 3, 4 or 5 for the score desired)
No Trade/Inq
DECEASED ON CREDIT, NCTUE AND LEXISNEXIS
DECEASED ON CREDIT AND NCTUE
DECEASED ON CREDIT AND LEXISNEXIS
DECEASED ON NCTUE AND LEXISNEXIS
DECEASED ON CREDIT
DECEASED ON NCTUE
DECEASED ON LEXISNEXIS
FILE IN REVIEW-CREDIT,FRAUD-NCTUE,IDENTITY THEFT -LEXISNEXIS
FILE IN REVIEW-CREDIT,FRAUD-NCTUE
FILE IN REVIEW-CREDIT,IDENTITY THEFT -LEXISNEXIS
FRAUD-NCTUE,IDENTITY THEFT -LEXISNEXIS
FILE IN REVIEW-CREDIT
FRAUD-NCTUE
IDENTITY THEFT -LEXISNEXIS
NO HIT-CREDIT,NO HIT-NCTUE,NO HIT-LEXISNEXIS
INADEQUATE INFO-CREDIT,NO HIT-NCTUE,NO HIT-LEXISNEXIS
NO HIT-CREDIT,INQUIRY ONLY-NCTUE,NO HIT-LEXISNEXIS
INADEQUATE INFO-CREDIT,INQUIRY ONLY-NCTUE,NO HIT-LEXISNEXIS
NO HIT-CREDIT,BANKRUPTCY-NCTUE,NO HIT-LEXISNEXIS
INADEQUATE INFO-CREDIT,BANKRUPTCY-NCTUE,NO HIT-LEXISNEXIS
NO HIT-CREDIT,NO HIT-NCTUE,FAIL CA VERIFY-LEXISNEXIS
INADEQUATE INFO-CREDIT,NO HIT-NCTUE,FAIL CA VERIFY-LEXISNEXIS
NO HIT-CREDIT,INQ ONLY-NCTUE,FAIL CA VERIFY-LEXISNEXIS
INADEQUATE INFO-CREDIT,INQ ONLY-NCTUE,FAIL CA VERIFY-LEXISNEXIS
NO HIT-CREDIT,BKP-NCTUE,FAIL CA VERIFY-LEXISNEXIS
INADEQUATE INFO-CREDIT,BKP-NCTUE,FAIL CA VERIFY-LEXISNEXIS
NO HIT-CREDIT,NO HIT-NCTUE,SECURITY FREEZE-LEXISNEXIS
INADEQUATE INFO-CREDIT,NO HIT-NCTUE,SECURITY FREEZE-LEXISNEXIS
NO HIT-CREDIT,INQ ONLY-NCTUE,SECURITY FREEZE-LEXISNEXIS
INADEQUATE INFO-CREDIT,INQ ONLY-NCTUE,SECURITY FREEZE-LEXISNEXIS
NO HIT-CREDIT,BKP-NCTUE,SECURITY FREEZE-LEXISNEXIS
INADEQUATE INFO-CREDIT,BKP-NCTUE,SECURITY FREEZE-LEXISNEXIS
NO HIT-CREDIT,NO HIT-NCTUE,SECURITY ALERT-LEXISNEXIS
INADEQUATE INFO-CREDIT,NO HIT-NCTUE,SECURITY ALERT-LEXISNEXIS
NO HIT-CREDIT,INQ ONLY-NCTUE,SECURITY ALERT-LEXISNEXIS
INADEQUATE INFO-CREDIT,INQ ONLY-NCTUE,SECURITY ALERT-LEXISNEXIS
NO HIT-CREDIT,BKP-NCTUE,SECURITY ALERT-LEXISNEXIS
INADEQUATE INFO-CREDIT,BKP-NCTUE,SECURITY ALERT-LEXISNEXIS
NO HIT-CREDIT,NO HIT-NCTUE,DISPUTE ON FILE-LEXISNEXIS
INADEQUATE INFO-CREDIT,NO HIT-NCTUE,DISPUTE ON FILE-LEXISNEXIS
NO HIT-CREDIT,INQ ONLY-NCTUE,DISPUTE ON FILE-LEXISNEXIS
INADEQUATE INFO-CREDIT,INQ ONLY-NCTUE,DISPUTE ON FILE-LEXISNEXIS
NO HIT-CREDIT,BKP-NCTUE,DISPUTE ON FILE-LEXISNEXIS
INADEQUATE INFO-CREDIT,BKP-NCTUE,DISPUTE ON FILE-LEXISNEXIS
NO HIT-CREDIT,NO HIT-NCTUE,INADEQUATE INFO-LEXISNEXIS
INADEQUATE INFO-CREDIT,NO HIT-NCTUE,INADEQUATE INFO-LEXISNEXIS
NO HIT-CREDIT,INQ ONLY-NCTUE,INADEQUATE INFO-LEXISNEXIS
INADEQUATE INFO-CREDIT,INQ ONLY-NCTUE,INADEQUATE INFO-LEXISNEXIS
NO HIT-CREDIT,BKP-NCTUE,INADEQUATE INFO-LEXISNEXIS
INADEQUATE INFO-CREDIT,BKP-NCTUE,INADEQUATE INFO-LEXISNEXIS
**NOT AVAILABLE, FILE UNDER REVIEW
INSUFFICIENT INFORMATION TO SCORE
MODEL DELIVERY IS NOT AVAILABLE: NO QUALIFYING ACCOUNTS PRESENT. NO HIT
MODEL DELIVERY UNAVAILABLE: FILE CONDITION NOT MET
ADDRESS FORMATTED INCORRECTLY FOR ALTERNATE DATA SOURCE
NAME FORMATTED INCORRECTLY FOR ALTERNATE DATA SOURCE
BUSINESS NAME INVALID
XML FORMAT ERROR BETWEEN INTERNAL DATABASES
INVALID ALTERNATE DATA SOURCE MBR NBR ON DATABASE SERVER
ALTERNATE DATA SOURCE MBR NBR NOT AUTHORIZED ON DATABASE
INVALID SECURITY CODE FOR ALTERNATE DATA SRCE ON DATABASE
NOT AUTHORIZED TO RECEIVE INSIGHT SCORES
INVALID PRODUCT CONFIGURATION FOR INSIGHT SCORES
ALTERNATE DATA SOURCE ERROR - MAX OF 4 ADDRESSES ALLOWED
INVALID ONLINE MATCH CONFIGURATION FOR INSIGHT SCORE
ALTERNATE DATA SRC ERROR - NO CONSUMER SRCH FIELDS PROVIDED
MISSING REQUIRED FIELDS FOR INTERNAL DATABASE SEARCH
INTERNAL DATABASE ERROR - PLEASE TRY LATER OR CONTACT EFX
INTERNAL MDB LAYOUT ERROR
RETRY TRANSACTION TRANSIENT ERROR
INTERNAL PROCESSING ERROR PLEASE TRY LATER OR CONTACT EFX
MODEL SERVER ERROR PLEASE TRY AGAIN LATER OR CONTACT EFX
INTERNAL CUSTOMER ID ERROR
HTTP ERROR RETURNED TO OMS FROM NC+/CONNEXUS
RETRY TRANSACTION - IF ERROR CONTINUES, CONTACT EQUIFAX
MODEL DELIVERY IS NOT AVAILABLE: SUBJECT DECEASED
INQUIRY ONLY FILE
MODEL DELIVERY IS NOT AVAILABLE: INSUFFICIENT INFORMATION TO SCORE
MODEL DELIVERY IS TEMPORARILY UNAVAILABLE
RISKWISE AUTHORIZATION REQUIRED - CONTACT YOUR SALES REP
DATA SOURCE CURRENTLY UNAVAILABLE
REQUESTED PRODUCT UNAVAILABLE, CONTACT SALES REP
UNABLE TO ACCESS DATA SOURCE
DATA SOURCE IS TEMPORARILY OUT OF SERVICE
REQUIRED DATA NOT PRESENT
MODEL DELIVERY NOT AVAILABLE: FILE UNDER REVIEW
MODEL DELIVERY NOT AVAILABLE: NO QUALIFYING ACCOUNTS PRESENT. NO HIT
MODEL DELIVERY NOT AVAILABLE: SUBJECT DECEASED
MODEL DELIVERY NOT AVAILABLE: INSUFFICIENT INFORMATION TO SCORE
MODEL DELIVERY UNAVAILABLE, FILE CONDITION NOT MET
SUBJECT DECEASED INDICATED
MODEL DELIVERY IS TEMPORARILY UNAVAILABLE: PROGRAM NOT DEFINED OR IN THE SYSTEM
MODEL DELIVERY IS TEMPORARILY UNAVAILABLE: TOO MANY INQUIRIES ON FILE
MODEL DELIVERY IS TEMPORARILY UNAVAILABLE: MODEL NEEDS INPUT FIELDS AND NONE WERE PROVIDED
MODEL DELIVERY IS TEMPORARILY UNAVAILABLE: FILE CANNOT BE SCORED
MODEL DELIVERY UNAVAILABLE, SCORE RANGE NOT MET
ALTERNATE DATA SRC ERROR-NO CONSUMER SRCH FIELDS PROVIDED