We receive a field from Equifax/Experian that indicates whether a consumer fraud alert or active duty status has been placed on the credit report.

These get translated into our Bloom bureau friendly fields as such:

Bloom Alert	Equifax Code	Experian Code
Extended Alert	X: Fraud Victim “Extended Alert”	06
Initial Alert	V: Fraud Victim “Initial Alert”	26/27
Active Duty	N: Active Duty Alert	29
Extended + Active Duty	W: Active Duty Alert with Fraud Victim “Extended Alert”	30
Initial + Active Duty	Q: Active Duty Alert with Fraud Victim “Initial Alert”	31
Other Fraud/Security/Warning	R: Active Duty Alert with Fraud Victim T (police report) T: Fraud Victim (associated with trade)	28

These only will be returned when the credit report returns a hit. No-hits/Frozen/Locked files do not return an alert response.

Fields

alerts.alert_type - String The description of the type of alert.

alerts.alert_message - String The alert message body. Contains the attached number, if applicable, as well as auxiliary information regarding alert resolution.

alerts.cellular_number - String A cellular number attached to the alert, if applicable.

alerts.daytime_number - String A daytime number attached to the alert, if applicable.

alerts.evening_number - String An evening number attached to the alert, if applicable.

alerts.pager_number - String A pager number attached to the alert, if applicable.