How to Attest Different Tradeline Categories
A tradeline can fall into multiple categories. For each applicable category, the following requirements must be met. The category can be determined by using the Me query, under tradelines > edges > node > category.
Rent
- Primary Residence Confirmation - the rental property must be confirmed to be the consumer's primary residence by including the
isPrimaryAddress
field in therent
agreement, set totrue
- No Mortgage Confirmation - consumer confirms they do not have an active mortgage by including the
hasOtherMortgageOrRent
field in therent
agreement, set tofalse
. - Lease Start Date - required for Metro2 reporting. Included in the
input
via theleaseStartDate
field.
mutation OpenRentTradeline {
openRentTradeline(
id: "0195dd14-2c8f-7ec3-8b0e-7db586a75df5"
details: {
isPrimaryAddress: true
hasOtherMortgageOrRent: true
leaseStartDate: "2025-02-20"
}
) {
tradeline {
id
status
details {
... on RentTradelineDetails {
isPrimaryAddress
hasOtherMortgageOrRent
leaseStartDate
}
}
}
}
}
Utility
- Utility Type - consumer selects the type of utility, set via the
UtilityType
property. See Utility Type for possible values. - Primary Residence Confirmation - the rental property must be confirmed to be the consumer's primary residence with including the
isPrimaryAddress
field in therent
agreement
mutation OpenUtilityTradeline {
openUtilityTradeline(
id: "808b1fe0-8015-4df5-8bed-89d4acf68213"
details: { isPrimaryAddress: true, utilityTypes: [WATER] }
) {
tradeline {
id
status
details {
... on UtilityTradelineDetails {
utilityTypes
isPrimaryAddress
}
}
}
}
}
Telco
- Service Phone Number - the phone number linked to the telecom bill. Set the
servicePhone
field in the mutation to the phone number.
mutation OpenTelcoTradeline {
openTelcoTradeline(
id: "808b1fe0-8015-4df5-8bed-89d4acf68213"
details: { servicePhone: "+12345678909" }
) {
tradeline {
id
status
details {
... on TelcoTradelineDetails {
servicePhone
}
}
}
}
}
Updated 20 days ago