---
updatedAt: 2025-09-19T17:04:37.000Z
agentTools:
  projectIndex: https://developers.bloomcredit.io/llms.txt
---

# Models: Reasons

`score_reasons` - `object`

Reasons for score calculation.

There is a chance a bureau will not return a score and instead return a rejection with a reason. If this happens you'll see the [reasons](narrative-descriptions-reject) for rejection under the narrative field as well.

# Fields

`score_reasons.narrative` - `String`\
The description of the Score reason.

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