> For the complete documentation index, see [llms.txt](https://developers.bloomcredit.io/llms.txt). Markdown versions of documentation pages are available by appending `.md` to page URLs; this page is available as [Markdown](https://developers.bloomcredit.io/reference/furnishment-api/statements/create-statement.md).

# Create Statement

Create a new statement. Duplicate statements return `409`, missing accounts return `404`, and account-state restrictions return `400`.

```json
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Allowed values: `StatementCreate`."}},"required":["type","attributes"],"title":"RequestData[StatementCreate]","type":"object"},"StatementCreate":{"properties":{"account_id":{"format":"uuid","title":"Account Id","type":"string","description":"Unique identifier of the furnished account."},"actual_monthly_payment":{"minimum":0,"title":"Actual Monthly Payment","type":"number","description":"Payment received during the statement period. Must be a non-negative monetary amount."},"amount_past_due":{"minimum":0,"title":"Amount Past Due","type":"number","description":"Total amount past due as of the statement date. Must be a non-negative monetary amount."},"credit_limit":{"minimum":0,"title":"Credit Limit","type":"number","description":"Credit limit as of the statement date. Must be non-negative and supports at most 15 digits with two decimal places."},"current_balance":{"minimum":0,"title":"Current Balance","type":"number","description":"Outstanding balance as of the statement date. Must be non-negative and supports at most 15 digits with two decimal places."},"days_delinquent":{"default":0,"title":"Days Delinquent","type":"integer","description":"Number of days past due as of the statement date. Defaults to zero; explicit `null` is rejected."},"highest_balance":{"default":0,"minimum":0,"title":"Highest Balance","type":"number","description":"Highest account balance reported for the period. Defaults to zero; explicit `null` is rejected."},"last_payment_date":{"format":"date","title":"Last Payment Date","type":"string","description":"Date of the most recent consumer payment known for this statement."},"scheduled_monthly_payment":{"minimum":0,"title":"Scheduled Monthly Payment","type":"number","description":"Contractual payment due for the statement period. Must be a non-negative monetary amount."},"statement_date":{"format":"date","title":"Statement Date","type":"string","description":"Reporting date represented by this statement."},"statement_identifier":{"title":"Statement Identifier","type":"string","description":"Partner-supplied identifier used to deduplicate and correlate the statement; stored tokenized by the service."}},"required":["account_id","statement_date","current_balance","credit_limit","scheduled_monthly_payment","actual_monthly_payment","amount_past_due","statement_identifier"],"title":"StatementCreate","type":"object","description":"Attributes accepted when creating a statement."},"RequestRelationshipModel":{"properties":{"data":{"anyOf":[{"$ref":"#/components/schemas/ResourceIdentifier"},{"items":{"allOf":[{"$ref":"#/components/schemas/ResourceIdentifier"}],"description":"Primary API resource payload."},"type":"array","description":"Primary API resource payload."}],"title":"Data","description":"Primary API resource payload."}},"title":"RequestRelationshipModel","type":"object","description":"Represents request relationship model."},"ResourceIdentifier":{"description":"https://jsonapi.org/format/#document-resource-identifier-objects","properties":{"id":{"title":"Id","type":"string","description":"Stable identifier for this resource."},"meta":{"title":"Meta","type":"object","description":"Metadata associated with the response."},"type":{"title":"Type","type":"string","description":"API resource type."}},"required":["id","type"],"title":"ResourceIdentifier","type":"object"},"Response_Statement_":{"description":"Response envelope for statement.","properties":{"data":{"allOf":[{"$ref":"#/components/schemas/ResponseData_Statement_"}],"description":"Primary API resource payload."},"included":{"items":{"description":"Included associated with this resource."},"title":"Included","type":"array","description":"Collection of included."},"links":{"additionalProperties":{"anyOf":[{"type":"string","description":"Links value associated with this resource."},{"$ref":"#/components/schemas/LinkHref"}],"description":"Links value associated with this resource."},"title":"Links","type":"object","description":"Links related to this resource or collection."},"meta":{"title":"Meta","type":"object","description":"Metadata associated with the response."}},"required":["data"],"title":"Response[Statement]","type":"object"},"ResponseData_Statement_":{"description":"Represents response data statement.","properties":{"attributes":{"allOf":[{"$ref":"#/components/schemas/StatementResponse"}],"default":{},"title":"Attributes","description":"Domain attributes for this resource."},"id":{"title":"Id","type":"string","description":"Stable identifier for this resource."},"links":{"additionalProperties":{"anyOf":[{"type":"string","description":"Links value associated with this resource."},{"$ref":"#/components/schemas/LinkHref"}],"description":"Links value associated with this resource."},"title":"Links","type":"object","description":"Links related to this resource or collection."},"relationships":{"additionalProperties":{"allOf":[{"$ref":"#/components/schemas/ResponseRelationshipModel"}],"description":"Relationships value associated with this resource."},"title":"Relationships","type":"object","description":"API relationships to associated resources."},"type":{"enum":["Statement"],"title":"Type","type":"string","description":"API resource type. Allowed values: `Statement`."}},"required":["id","type"],"title":"ResponseData[Statement]","type":"object"},"StatementResponse":{"description":"A detokenized statement record, containing point-in-time account information, and\npayments collected during the statement period","properties":{"account_id":{"format":"uuid","title":"Account Id","type":"string","description":"Unique identifier of the furnished account."},"actual_monthly_payment":{"minimum":0,"title":"Actual Monthly Payment","type":"number","description":"Payment actually received during the statement period, expressed in dollars. Minimum: 0."},"amount_past_due":{"minimum":0,"title":"Amount Past Due","type":"number","description":"Total amount past due as of the statement date, expressed in dollars. 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Minimum: 0."},"days_delinquent":{"default":0,"title":"Days Delinquent","type":"integer","description":"Number of days the account is past due as of the statement date."},"deleted":{"allOf":[{"$ref":"#/components/schemas/AccountDeleteEvent"}],"description":"Deleted associated with this resource."},"forbearance":{"allOf":[{"$ref":"#/components/schemas/Forbearance"}],"description":"Forbearance associated with this resource."},"foreclosure":{"allOf":[{"$ref":"#/components/schemas/Foreclosure"}],"description":"Foreclosure associated with this resource."},"highest_balance":{"default":0,"minimum":0,"title":"Highest Balance","type":"number","description":"Highest balance associated with this resource. 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Null when the event has never been reversed."},"reversed_on":{"format":"date-time","title":"Reversed On","type":"string","description":"Date on which the previously reported event was reversed."},"status":{"allOf":[{"$ref":"#/components/schemas/SecondaryStatus"}],"description":"Current lifecycle or processing status."}},"required":["id","organization_id","account_id"],"title":"SecondaryConsumerEvent","type":"object","description":"Represents secondary consumer event."},"SecondaryRemovalType":{"description":"An enumeration.","enum":["TERMINATED","DELETE_CONSUMER"],"title":"SecondaryRemovalType"},"SecondaryStatus":{"description":"An enumeration.","enum":["ADD_SECONDARY_CONSUMER","REMOVE_SECONDARY_CONSUMER"],"title":"SecondaryStatus"},"Transfer":{"properties":{"effective_date":{"format":"date-time","title":"Effective Date","type":"string","description":"Date on which the event takes effect for furnishing and status calculations."},"id":{"format":"uuid","title":"Id","type":"string","description":"Stable identifier for this resource."},"reversed":{"title":"Reversed","type":"boolean","description":"Whether the event has been reversed as of today. Null when the event has never been reversed."},"reversed_on":{"format":"date-time","title":"Reversed On","type":"string","description":"Date on which the previously reported event was reversed."},"status":{"allOf":[{"$ref":"#/components/schemas/TransferStatus"}],"description":"Current lifecycle or processing status."},"transfer_type":{"allOf":[{"$ref":"#/components/schemas/TransferType"}],"description":"Transfer type associated with this resource."}},"title":"Transfer","type":"object","description":"Represents transfer."},"TransferStatus":{"description":"An enumeration.","enum":["TRANSFER","REMOVE_TRANSFER"],"title":"TransferStatus","type":"string"},"TransferType":{"description":"An enumeration.","enum":["SELL","BUY"],"title":"TransferType","type":"string"},"LinkHref":{"properties":{"href":{"title":"Href","type":"string","description":"Href associated with this resource."},"meta":{"title":"Meta","type":"object","description":"Metadata associated with the response."}},"required":["href","meta"],"title":"LinkHref","type":"object","description":"Represents link href."},"ResponseRelationshipModel":{"properties":{"data":{"anyOf":[{"$ref":"#/components/schemas/ResourceIdentifier"},{"items":{"allOf":[{"$ref":"#/components/schemas/ResourceIdentifier"}],"description":"Primary API resource payload."},"type":"array","description":"Primary API resource payload."}],"title":"Data","description":"Primary API resource payload."},"links":{"additionalProperties":{"anyOf":[{"type":"string","description":"Links value associated with this resource."},{"$ref":"#/components/schemas/LinkHref"}],"description":"Links value associated with this resource."},"title":"Links","type":"object","description":"Links related to this resource or collection."},"meta":{"title":"Meta","type":"object","description":"Metadata associated with the response."}},"title":"ResponseRelationshipModel","type":"object","description":"Represents response relationship model."},"JSONAPIErrorResponse":{"properties":{"errors":{"items":{"allOf":[{"$ref":"#/components/schemas/JSONAPIError"}],"description":"Error associated with this resource."},"title":"Errors","type":"array","description":"Errors that prevented the request from completing."}},"required":["errors"],"title":"JSONAPIErrorResponse","type":"object","description":"Error representation used when a request cannot be completed (jsonapierror response)."},"JSONAPIError":{"properties":{"detail":{"default":"","title":"Detail","type":"string","description":"Human-readable detail explaining the result or error."},"status":{"title":"Status","type":"integer","description":"Bloom internal error code, computed as `error group * 100 + error number`. This is not the HTTP status code."},"title":{"title":"Title","type":"string","description":"Short, human-readable summary of the error."}},"required":["title"],"title":"JSONAPIError","type":"object","description":"Error representation used when a request cannot be completed (jsonapierror)."},"HTTPValidationError":{"properties":{"detail":{"items":{"allOf":[{"$ref":"#/components/schemas/ValidationError"}],"description":"Human-readable detail explaining the result or error."},"title":"Detail","type":"array","description":"Human-readable detail explaining the result or error."}},"title":"HTTPValidationError","type":"object","description":"Error representation used when a request cannot be completed (httpvalidation error)."},"ValidationError":{"properties":{"loc":{"items":{"anyOf":[{"type":"string","description":"Loc associated with this resource."},{"type":"integer","description":"Loc associated with this resource."}],"description":"Loc associated with this resource."},"title":"Location","type":"array","description":"Collection of loc."},"msg":{"title":"Message","type":"string","description":"Msg associated with this resource."},"type":{"title":"Error Type","type":"string","description":"API resource type."}},"required":["loc","msg","type"],"title":"ValidationError","type":"object","description":"Error representation used when a request cannot be completed (validation error)."}}},"paths":{"/v2/furnishment/statements":{"post":{"description":"Create a new statement. Duplicate statements return `409`, missing accounts return `404`, and account-state restrictions return `400`.","operationId":"create_statement_api_v1_statements__post","requestBody":{"content":{"application/json":{"schema":{"$ref":"#/components/schemas/Request_StatementCreate_"}}},"required":true},"responses":{"201":{"content":{"application/json":{"schema":{"$ref":"#/components/schemas/Response_Statement_"}}},"description":"Successful Response"},"400":{"content":{"application/json":{"schema":{"$ref":"#/components/schemas/JSONAPIErrorResponse"}}},"description":"Bad Request "},"404":{"content":{"application/json":{"schema":{"$ref":"#/components/schemas/JSONAPIErrorResponse"}}},"description":"Not Found "},"409":{"content":{"application/json":{"schema":{"$ref":"#/components/schemas/JSONAPIErrorResponse"}}},"description":"Conflict detected from request. "},"422":{"content":{"application/json":{"schema":{"$ref":"#/components/schemas/HTTPValidationError"}}},"description":"Validation Error"}},"summary":"Create Statement","tags":["Statements"]}}}}
```


---

# Agent Instructions
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```
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