> For the complete documentation index, see [llms.txt](https://developers.bloomcredit.io/llms.txt). Markdown versions of documentation pages are available by appending `.md` to page URLs; this page is available as [Markdown](https://developers.bloomcredit.io/reference/data-access/schema/narrative-descriptions-reject.md).

# Narrative Descriptions (Reject)

Below are possible score reject reasons returned from Equifax

File Under Review\
Insufficient Information to Score\
Bankruptcy On File\
Subject Deceased\
File Cannot Be Scored/File cannot be scored\
Inquiry Only File\
No Qualifying Accounts Present\
Bankruptcy Occurrence Present\
Consumer Deceased\
Model Delivery Temporarily Unavailable\
Too Many Inquiries on File\
Model Delivery Temporarily Unavailable, File Cannot Be Scored\
No Input Fields Provided\
No trade or inquiry reported within the last 24 months\
Model Delivery is Not Available\
Model Delivery is Not Available: Insufficient Information to Score\
Model Delivery is Not Available: Subject Deceased\
Model Delivery is Temporarily Unavailable\
Model Delivery is Not Available: File Under Review\
Model Delivery is Not Available: No Qualifying Accounts Present\
No qualifying information present\
No qualifying trades\
Insufficient or unknown tradeline history\
No recently reported tradelines\
No recent trades w/o data suppression or disputed info\
Unable to score\
No recently reported account information\
Not available, file cannot be scored\
Deceased\
Lack of Trades\
Lack of Activity\
No trades on file\
No trades on file with date open older than 5 months\
No trades on files with date reported in last 6 months\
No trades on file with a valid current status and without data suppression or disputed info\
Invalid source data input (request missing a 1, 2, 3, 4 or 5 for the score desired)\
No Trade/Inq\
DECEASED ON CREDIT, NCTUE AND LEXISNEXIS\
DECEASED ON CREDIT AND NCTUE\
DECEASED ON CREDIT AND LEXISNEXIS\
DECEASED ON NCTUE AND LEXISNEXIS\
DECEASED ON CREDIT\
DECEASED ON NCTUE\
DECEASED ON LEXISNEXIS\
FILE IN REVIEW-CREDIT,FRAUD-NCTUE,IDENTITY THEFT -LEXISNEXIS\
FILE IN REVIEW-CREDIT,FRAUD-NCTUE\
FILE IN REVIEW-CREDIT,IDENTITY THEFT -LEXISNEXIS\
FRAUD-NCTUE,IDENTITY THEFT -LEXISNEXIS\
FILE IN REVIEW-CREDIT\
FRAUD-NCTUE\
IDENTITY THEFT -LEXISNEXIS\
NO HIT-CREDIT,NO HIT-NCTUE,NO HIT-LEXISNEXIS\
INADEQUATE INFO-CREDIT,NO HIT-NCTUE,NO HIT-LEXISNEXIS\
NO HIT-CREDIT,INQUIRY ONLY-NCTUE,NO HIT-LEXISNEXIS\
INADEQUATE INFO-CREDIT,INQUIRY ONLY-NCTUE,NO HIT-LEXISNEXIS\
NO HIT-CREDIT,BANKRUPTCY-NCTUE,NO HIT-LEXISNEXIS\
INADEQUATE INFO-CREDIT,BANKRUPTCY-NCTUE,NO HIT-LEXISNEXIS\
NO HIT-CREDIT,NO HIT-NCTUE,FAIL CA VERIFY-LEXISNEXIS\
INADEQUATE INFO-CREDIT,NO HIT-NCTUE,FAIL CA VERIFY-LEXISNEXIS\
NO HIT-CREDIT,INQ ONLY-NCTUE,FAIL CA VERIFY-LEXISNEXIS\
INADEQUATE INFO-CREDIT,INQ ONLY-NCTUE,FAIL CA VERIFY-LEXISNEXIS\
NO HIT-CREDIT,BKP-NCTUE,FAIL CA VERIFY-LEXISNEXIS\
INADEQUATE INFO-CREDIT,BKP-NCTUE,FAIL CA VERIFY-LEXISNEXIS\
NO HIT-CREDIT,NO HIT-NCTUE,SECURITY FREEZE-LEXISNEXIS\
INADEQUATE INFO-CREDIT,NO HIT-NCTUE,SECURITY FREEZE-LEXISNEXIS\
NO HIT-CREDIT,INQ ONLY-NCTUE,SECURITY FREEZE-LEXISNEXIS\
INADEQUATE INFO-CREDIT,INQ ONLY-NCTUE,SECURITY FREEZE-LEXISNEXIS\
NO HIT-CREDIT,BKP-NCTUE,SECURITY FREEZE-LEXISNEXIS\
INADEQUATE INFO-CREDIT,BKP-NCTUE,SECURITY FREEZE-LEXISNEXIS\
NO HIT-CREDIT,NO HIT-NCTUE,SECURITY ALERT-LEXISNEXIS\
INADEQUATE INFO-CREDIT,NO HIT-NCTUE,SECURITY ALERT-LEXISNEXIS\
NO HIT-CREDIT,INQ ONLY-NCTUE,SECURITY ALERT-LEXISNEXIS\
INADEQUATE INFO-CREDIT,INQ ONLY-NCTUE,SECURITY ALERT-LEXISNEXIS\
NO HIT-CREDIT,BKP-NCTUE,SECURITY ALERT-LEXISNEXIS\
INADEQUATE INFO-CREDIT,BKP-NCTUE,SECURITY ALERT-LEXISNEXIS\
NO HIT-CREDIT,NO HIT-NCTUE,DISPUTE ON FILE-LEXISNEXIS\
INADEQUATE INFO-CREDIT,NO HIT-NCTUE,DISPUTE ON FILE-LEXISNEXIS\
NO HIT-CREDIT,INQ ONLY-NCTUE,DISPUTE ON FILE-LEXISNEXIS\
INADEQUATE INFO-CREDIT,INQ ONLY-NCTUE,DISPUTE ON FILE-LEXISNEXIS\
NO HIT-CREDIT,BKP-NCTUE,DISPUTE ON FILE-LEXISNEXIS\
INADEQUATE INFO-CREDIT,BKP-NCTUE,DISPUTE ON FILE-LEXISNEXIS\
NO HIT-CREDIT,NO HIT-NCTUE,INADEQUATE INFO-LEXISNEXIS\
INADEQUATE INFO-CREDIT,NO HIT-NCTUE,INADEQUATE INFO-LEXISNEXIS\
NO HIT-CREDIT,INQ ONLY-NCTUE,INADEQUATE INFO-LEXISNEXIS\
INADEQUATE INFO-CREDIT,INQ ONLY-NCTUE,INADEQUATE INFO-LEXISNEXIS\
NO HIT-CREDIT,BKP-NCTUE,INADEQUATE INFO-LEXISNEXIS\
INADEQUATE INFO-CREDIT,BKP-NCTUE,INADEQUATE INFO-LEXISNEXIS\
\*\*NOT AVAILABLE, FILE UNDER REVIEW\
INSUFFICIENT INFORMATION TO SCORE\
MODEL DELIVERY IS NOT AVAILABLE: NO QUALIFYING ACCOUNTS PRESENT. NO HIT\
MODEL DELIVERY UNAVAILABLE: FILE CONDITION NOT MET\
ADDRESS FORMATTED INCORRECTLY FOR ALTERNATE DATA SOURCE\
NAME FORMATTED INCORRECTLY FOR ALTERNATE DATA SOURCE\
BUSINESS NAME INVALID\
XML FORMAT ERROR BETWEEN INTERNAL DATABASES\
INVALID ALTERNATE DATA SOURCE MBR NBR ON DATABASE SERVER\
ALTERNATE DATA SOURCE MBR NBR NOT AUTHORIZED ON DATABASE\
INVALID SECURITY CODE FOR ALTERNATE DATA SRCE ON DATABASE\
NOT AUTHORIZED TO RECEIVE INSIGHT SCORES\
INVALID PRODUCT CONFIGURATION FOR INSIGHT SCORES\
ALTERNATE DATA SOURCE ERROR - MAX OF 4 ADDRESSES ALLOWED\
INVALID ONLINE MATCH CONFIGURATION FOR INSIGHT SCORE\
ALTERNATE DATA SRC ERROR - NO CONSUMER SRCH FIELDS PROVIDED\
MISSING REQUIRED FIELDS FOR INTERNAL DATABASE SEARCH\
INTERNAL DATABASE ERROR - PLEASE TRY LATER OR CONTACT EFX\
INTERNAL MDB LAYOUT ERROR\
RETRY TRANSACTION TRANSIENT ERROR\
INTERNAL PROCESSING ERROR PLEASE TRY LATER OR CONTACT EFX\
MODEL SERVER ERROR PLEASE TRY AGAIN LATER OR CONTACT EFX\
INTERNAL CUSTOMER ID ERROR\
HTTP ERROR RETURNED TO OMS FROM NC+/CONNEXUS\
RETRY TRANSACTION - IF ERROR CONTINUES, CONTACT EQUIFAX\
MODEL DELIVERY IS NOT AVAILABLE: SUBJECT DECEASED\
INQUIRY ONLY FILE\
MODEL DELIVERY IS NOT AVAILABLE: INSUFFICIENT INFORMATION TO SCORE\
MODEL DELIVERY IS TEMPORARILY UNAVAILABLE\
RISKWISE AUTHORIZATION REQUIRED - CONTACT YOUR SALES REP\
DATA SOURCE CURRENTLY UNAVAILABLE\
REQUESTED PRODUCT UNAVAILABLE, CONTACT SALES REP\
UNABLE TO ACCESS DATA SOURCE\
DATA SOURCE IS TEMPORARILY OUT OF SERVICE\
REQUIRED DATA NOT PRESENT\
MODEL DELIVERY NOT AVAILABLE: FILE UNDER REVIEW\
MODEL DELIVERY NOT AVAILABLE: NO QUALIFYING ACCOUNTS PRESENT. NO HIT\
MODEL DELIVERY NOT AVAILABLE: SUBJECT DECEASED\
MODEL DELIVERY NOT AVAILABLE: INSUFFICIENT INFORMATION TO SCORE\
MODEL DELIVERY UNAVAILABLE, FILE CONDITION NOT MET\
SUBJECT DECEASED INDICATED\
MODEL DELIVERY IS TEMPORARILY UNAVAILABLE: PROGRAM NOT DEFINED OR IN THE SYSTEM\
MODEL DELIVERY IS TEMPORARILY UNAVAILABLE: TOO MANY INQUIRIES ON FILE\
MODEL DELIVERY IS TEMPORARILY UNAVAILABLE: MODEL NEEDS INPUT FIELDS AND NONE WERE PROVIDED\
MODEL DELIVERY IS TEMPORARILY UNAVAILABLE: FILE CANNOT BE SCORED\
MODEL DELIVERY UNAVAILABLE, SCORE RANGE NOT MET\
ALTERNATE DATA SRC ERROR-NO CONSUMER SRCH FIELDS PROVIDED


---

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