> For the complete documentation index, see [llms.txt](https://developers.bloomcredit.io/llms.txt). Markdown versions of documentation pages are available by appending `.md` to page URLs; this page is available as [Markdown](https://developers.bloomcredit.io/reference/data-access/schema/credit-attributes-draft.md).
# Credit Attributes (Draft)
The credit attributes represent a set of properties derived from the credit report. We have defined 9 groups of them, detailed below:
{% hint style="info" %}
**When orders are submitted via** [**Batch Account Review**](/data-access/batch-ordering.md)**, when the bureau is unable to calculate the value for an attribute, instead of returning a special value number, we will return the following string: `Bureau was unable to calculate attribute (e.g. no applicable or relevant trades, relevant trades excluded, disputed trade(s), etc).`**
{% endhint %}
***
## List of Attributes
### Tradeline
`get_tradeline_attributes_by_order_id()`
{% code title="Example" %}
```graphql
query ($id: String!) {
get_tradeline_attributes_by_order_id(args: {id: $id}){
total_tradelines
# more attributes ...
}
}
```
{% endcode %}
#### Tradeline Attributes
| Attribute | Description | Valid Value Range | Special Value Range\* |
| ------------------------------------- | ------------------------------------------------- | ----------------- | --------------------- |
| **total\_tradelines** | Number of Trades | 0 - 92 | 96 - 99 |
| **open\_tradelines** | Number of Open Trades | 0 - 92 | 96 - 99 |
| **tradeline\_open\_last\_3\_months** | Number of Trades Opened in the last 3 Months | 0 - 92 | 96 - 99 |
| **tradeline\_open\_last\_6\_months** | Number of Trades Opened in the last 6 Months | 0 - 92 | 96 - 99 |
| **tradeline\_open\_last\_9\_months** | Number of Trades Opened in the last 12 Months | 0 - 92 | 96 - 99 |
| **tradeline\_open\_last\_12\_months** | Number of Trades Opened in the last 24 Months | 0 - 92 | 96 - 99 |
| **months\_oldest\_tradeline\_opened** | Age of the Oldest Trade | 0 - 992 | 996 - 999 |
| **months\_recent\_tradeline\_opened** | Age of the Newest Trade | 0 - 992 | 996 - 999 |
| **months\_recent\_delinquency** | Months since the most recent delinquency on trade | 0 - 992 | 996 - 999 |
\*Bureau was unable to calculate attribute (e.g. no applicable or relevant trades, relevant trades excluded, disputed trade(s), etc).
***
### Revolving
`get_revolving_attributes_by_order_id`
{% code title="Example" %}
```graphql
query ($id: String!) {
get_revolving_attributes_by_order_id(args: {id: $id}){
total_revolving_tradelines
# more attributes ...
}
}
```
{% endcode %}
#### Revolving Attributes
| Attribute | Description | Valid Value Range | Special Value Range\* |
| ---------------------------------------------------------------------------- | ------------------------------------------------------ | ----------------- | --------------------- |
| **total\_revolving\_tradelines** | Number of Revolving Trades | 0 - 92 | 96 - 99 |
| **open\_revolving\_tradelines** | Number of Open Revolving Trades | 0 - 92 | 96 - 99 |
| **revolving\_tradelines\_opened\_last\_6\_months** | Number of Revolving Trades Opened in the last 6 Months | 0 - 92 | 96 - 99 |
| **active\_revolving\_open\_ended\_tradelines\_balance\_opened\_last\_12\_m** | Number of Trades Opened in the last 12 Month | 0 - 92 | 96 - 99 |
| **months\_oldest\_revolving\_tradeline\_opened** | Age of the Oldest Revolving Trade | 0 - 992 | 996 - 999 |
| **maximum\_bank\_card\_utilization** | Maximum Utilization of Bankcard Trades Reported Ever | 0 - 9.9992 | 9.9996 - 9.9999 |
\*Bureau was unable to calculate attribute (e.g. no applicable or relevant trades, relevant trades excluded, disputed trade(s), etc).
***
### Mortgage
`get_mortgage_attributes_by_order_id()`
{% code title="Example" %}
```graphql
query ($id: String!) {
get_mortgage_attributes_by_order_id(args: {id: $id}){
total_mortgage_tradelines
# more attributes ...
}
}
```
{% endcode %}
#### Mortgage Attributes
| Attribute | Description | Valid Value Range | Special Value Range\* |
| ----------------------------------------------- | -------------------------------- | ----------------- | --------------------- |
| **total\_mortgage\_tradelines** | Number of Mortgage Trades | 0 - 92 | 96 - 99 |
| **open\_mortgage\_tradelines** | Number of Open Mortgage Trades | 0 - 92 | 96 - 99 |
| **months\_oldest\_mortgage\_tradeline\_opened** | Age of the Oldest Mortgage Trade | 0 - 992 | 996 - 999 |
\*Bureau was unable to calculate attribute (e.g. no applicable or relevant trades, relevant trades excluded, disputed trade(s), etc).
***
### Auto
`get_auto_attributes_by_order_id()`
{% code title="Example" %}
```graphql
query ($id: String!) {
get_auto_attributes_by_order_id(args: {id: $id}){
total_auto_tradelines
# more attributes ...
}
}
```
{% endcode %}
#### Auto Tradelines Attributes
| Attribute | Description | Valid Value Range | Special Value Range\* |
| ------------------------------------------- | --------------------------------- | ----------------- | --------------------- |
| **total\_auto\_tradelines** | Number of Auto Trades | 0 - 92 | 96 - 99 |
| **open\_autotradelines** | Number of Open Auto Trades | 0 - 92 | 96 - 99 |
| **months\_recent\_auto\_tradeline\_opened** | Age of the Newest Auto Loan Trade | 0 - 992 | 996 - 999 |
\*Bureau was unable to calculate attribute (e.g. no applicable or relevant trades, relevant trades excluded, disputed trade(s), etc).
***
\
### Unsecured/Installment
`get_unsecured_installment_attributes_by_order_id()`
{% code title="Example" %}
```graphql
query ($id: String!) {
get_unsecured_installment_attributes_by_order_id(args: {id: $id}){
active_installment_tradelines
# more attributes ...
}
}
```
{% endcode %}
#### Unsecured / Installment Attributes
| Attribute | Description | Valid Value Range | Special Value Range\* |
| ------------------------------------------------------------------ | ---------------------------------------------------------------------------------------- | ----------------- | --------------------- |
| **active\_installment\_tradelines** | Number of Installment Trades | 0 - 92 | 96 - 99 |
| **active\_installment\_tradelines\_opened\_last\_3\_months** | Number of Open Installment Trades with Balance > $0 Reported in 3 Months | 0 - 92 | 96 - 99 |
| **open\_unsecured\_installment\_tradelines** | Number of Open Unsecured Installment Trades Excluding Student Loan Trades | 0 - 92 | 96 - 99 |
| **unsecured\_installment\_tradelines\_opened\_6\_months** | Number of Unsecured Installment Trades Excluding Student Loan Trades Opened in 12 Months | 0 - 92 | 96 - 99 |
| **months\_recent\_unsecured\_installment\_tradeline\_opened** | Age of the Newest Unsecured Installment Trade Excluding Student Loan Trade | 0 - 992 | 996 - 999 |
| **months\_recent\_unsecured\_installment\_tradeline\_delinquency** | Months Since the Most Recent Delinquency on Unsecured Trade Excluding Student Loan Trade | 0 - 992 | 996 - 999 |
\*Bureau was unable to calculate attribute (e.g. no applicable or relevant trades, relevant trades excluded, disputed trade(s), etc).
***
### Student Loans
`get_student_loans_attributes_by_order_id()`
{% code title="Example" %}
```graphql
query ($id: String!) {
get_student_loans_attributes_by_order_id(args: {id: $id}){
total_student_loan_tradelines
# more attributes ...
}
}
```
{% endcode %}
#### Student Loans Tradelines Attributes
| Attribute | Description | Valid Value Range | Special Value Range\* |
| --------------------------------------------------------- | -------------------------------------------------------------- | ----------------- | --------------------- |
| **total\_student\_loan\_tradelines** | Number of Student Loans Trades | 0 - 92 | 96 - 99 |
| **outstanding\_balance\_open\_student\_loan\_tradelines** | Total Balance on Open Student Loan Trades Reported in 3 Months | 0 - 999999992 | 999999996 - 999999999 |
\*Bureau was unable to calculate attribute (e.g. no applicable or relevant trades, relevant trades excluded, disputed trade(s), etc).
***
### Specialized
`get_specialized_attributes_by_order_id()`
{% code title="Example" %}
```graphql
query ($id: String!) {
get_specialized_attributes_by_order_id(args: {id: $id}){
months_recent_public_record
# more attributes ...
}
}
```
{% endcode %}
#### Specialized Attributes
| Attribute | Description | Valid Value Range | Special Value Range\* |
| --------------------------------------------- | ----------------------------------------------------------------------------------------------------------------- | ----------------- | --------------------- |
| **months\_recent\_public\_record** | Months Since the Most Recent Public Record Bankruptcy Filed | 0 - 992 | 996 - 999 |
| **months\_recent\_third\_party\_collection** | Months Since the Most Recent Collection 3rd Party Non-Medical | 0 - 992 | 996 - 999 |
| **percent\_opened\_trades\_last\_24\_months** | Percent of Trades Excluding Student Loan Trades Opened in 12 Months to Total Trades Excluding Student Loan Trades | 0 - 9.9992 | 9.9996 - 9.9999 |
| **foreclosures** | Number of Foreclosure Trades Ever | 0 - 92 | 96 - 99 |
\*Bureau was unable to calculate attribute (e.g. no applicable or relevant trades, relevant trades excluded, disputed trade(s), etc).
***
### Worst
`get_worst_attributes_by_order_id()`
{% code title="Example" %}
```graphql
query ($id: String!) {
get_worst_attributes_by_order_id(args: {id: $id}){
worst_rating_all_tradelines_last_12_Months
# more attributes ...
}
}
```
{% endcode %}
#### Worst Attributes
| Attribute | Description | Valid Value Range | Special Value Range\* |
| ---------------------------------------------------- | ---------------------------------------------------- | ----------------- | --------------------- |
| **worst\_rating\_all\_tradelines\_last\_12\_months** | Worst Current Status on Trades Reported in 12 Months | 0 - 6 | 96 - 99 |
\*Bureau was unable to calculate attribute (e.g. no applicable or relevant trades, relevant trades excluded, disputed trade(s), etc).
\*\*Delinquency attribute group is unavailable.
---
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