> For the complete documentation index, see [llms.txt](https://developers.bloomcredit.io/llms.txt). Markdown versions of documentation pages are available by appending `.md` to page URLs; this page is available as [Markdown](https://developers.bloomcredit.io/docs/v2.1/enablement-services/what-is-enablement-services.md).

# What is Enablement Services?

## Overview

CPD Enablement Services is an API-driven solution that enables partner institutions to integrate directly with Bloom+ without the complexity of building and managing the underlying infrastructure. This API-driven solution allows you to integrate seamlessly with Bloom+ while maintaining full control over your user experience and branding. By leveraging Bloom’s backend services, partners can handle data enrichment, Metro2 generation, and credit bureau compliance efficiently, allowing them to act as the data furnisher without the need to build complex internal infrastructure.

## Who It’s For

This solution is ideal for:

* Clients or prospects with established consumer relationships.
* Institutions with first-party or aggregator-facilitated access to DDA account data.
* Organizations that wish to report CPD but lack the resources or desire to develop a comprehensive tech stack

## What It Offers

* **Integration:** Bloom’s GraphQL APIs streamline the management of consumer profiles for credit bureau reporting. Partners can:
  * Search and identify eligible recurring payments.
  * Submit attestation data for verification.
  * Manage attested and enrolled payments through a centralized platform.
* **User Experience:** Partner institutions retain full control of the UI and consumer interactions, ensuring a seamless experience tailored to their brand.
* **Data Aggregation Method:** Securely share aggregator tokens via APIs to enable data enrichment and identification of eligible transactions.
* **Credentialed Entity:** The partner institution acts as the credentialed data furnisher, while Bloom manages Metro2 file generation using enriched data services.

***

## Why Choose CPD Enablement Services?

Key Benefits:

* Maintain full control over the consumer experience with a flexible, API-based solution.
* A tailored service for partners with strong technical capabilities.
* Access to Bloom’s advanced categorization, attestation management, and Metro2 generation capabilities without building from scratch.
* High-margin opportunity for institutions seeking to expand their services.

***

## Expected Outcomes

* Enable third-party developers to integrate their UIs with Bloom+, leveraging Bloom’s backend services.
* Simplified reporting process that adheres to credit bureau requirements.


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