> For the complete documentation index, see [llms.txt](https://developers.bloomcredit.io/llms.txt). Markdown versions of documentation pages are available by appending `.md` to page URLs; this page is available as [Markdown](https://developers.bloomcredit.io/docs/v2.1/core-concepts/credentials.md).

# Credentials

<br>

## Overview

Credentials are used for ordering credit data through Bloom's Data Access API. A credential represents a specific bureau configuration with an associated SKU.

Each credential is tied to:

* An **organization**
* A **bureau** (Equifax, Experian, or TransUnion)
* A **SKU** that determines the type of credit data returned

When ordering credit data, you provide a `credential_id` in your request, and the SKU and bureau configuration are automatically determined from that credential.

## Create a Credential

To set up credentials for your organization, please contact Bloom Credit and we'll help you configure them.

## Using Credentials

When placing an order, include the `credential_id` in your request. See [Order Credit Data](/docs/v2.1/quick-start/ordering-credit-data.md) for complete examples.


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