> For the complete documentation index, see [llms.txt](https://developers.bloomcredit.io/llms.txt). Markdown versions of documentation pages are available by appending `.md` to page URLs; this page is available as [Markdown](https://developers.bloomcredit.io/changelog/2025.md).
# 2025
Bloom Credit releases, improvements, and fixes from 2025.
{% updates format="full" %}
{% update date="2025-11-19" %}
## [Release Notes | Nov 19, 2025](/changelog/release-notes-nov-19-2025.md)
New releases, features, improvements, fixes, and more!
### Improvements and Fixes
* **Data Access**
* Improvements to Account Review process by adding bulk inserts
* Leverage auto response from bureaus to expedite credit pull returns
* **Furnishing**
* Improvements to reporting account sales to the bureaus
{% endupdate %}
{% update date="2025-10-29" %}
## [Release Notes | Oct 29, 2025](/changelog/release-notes-oct-29-2025.md)
New releases, features, improvements, fixes, and more!
### 🐛 Improvements and Fixes
* **Bloom+ Enhancements:**
* Improved Consumer Self-Service: Updates to Bloom+ to enhance consumers' ability to independently modify their personal information.
* Enhanced Platform Clarity: Bloom+ documentation was updated to provide clearer explanations of validation processes within the platform.
* **Documentation Updates**
* Consumer Endpoint Documentation: Documentation for Consumer endpoints will receive updates. Furnishing Updates
* **Furnishing Updates:**
* Bankruptcy Transition: Improvements have been made to the bankruptcy transition process.
{% endupdate %}
{% update date="2025-10-08" %}
## [Release Notes | Oct 8, 2025](/changelog/release-notes-oct-8-2025.md)
New releases, features, improvements, fixes, and more!
### 🚀 New Releases/Features
* Addition of alias organization IDs
### 🐛 Improvements and Fixes
* Charge-off changes that allow statements to be posted with 0 days delinquent but >0 amount past due
* Bankruptcy removal fixes to support correct Consumer Information Indicator
* Expose updated API v2 spec for furnishment
* Account Transfer changes to allow posting a final transfer statement (for a sale) with $0 Amount Past Due and Current Balance, but >30 Days Delinquent in order to properly carry over delinquency history to buyer
* Updates to GraphQL documentation
* Bloom+ improvements to report bi-weekly and semi-monthly bills
* General Bloom+ UX and design improvements
{% endupdate %}
{% update date="2025-09-16" %}
## [Release Notes | Sept 16, 2025](/changelog/release-notes-sept-16-2025.md)
New releases, features, improvements, fixes, and more!
### 🐛 Improvements and Fixes
* Improved security headers
* Addition of Alert fields to the GraphQL [GET full report endpoint](/reference/v2.1/data-access/get-full-report.md)
* Updated details [Enablement Services GraphQL API reference](/docs/v2.1/enablement-services/enablement_gql_ref.md#introduction)
{% endupdate %}
{% update date="2025-05-27" %}
## [Release Notes | May 27, 2025](/changelog/release-notes-may-27-2025.md)
New releases, features, improvements, fixes, and more!
### 🚀 New Releases/Features
* GraphQL playground
* Account Review w/ MLA
### 🐛 Improvements and Fixes
* GraphQL documentation updates
{% endupdate %}
{% update date="2025-04-15" %}
## [Release Notes | April 15th, 2025](/changelog/relese-notes-april-15th-2025.md)
New releases, features, improvements, fixes, and more!
### 🚀 New Releases/Features
* HTML response handling when Equifax did not respond
### 🐛 Improvements and Fixes
* Return clear error when using a non US phone number for consumer creation and updates
* UI/UX and user messaging improvements in Bloom+ user enrollment flow
* Improved Bloom+ account closure reporting to credit bureau
{% endupdate %}
{% update date="2025-04-01" %}
## [Release Notes | April 1st, 2025](/changelog/release-notes-april-1st-2025.md)
New releases, features, improvements, fixes, and more!
### 🚀 New Releases/Features
* Enablement services enhancements and complete user documentation
* Enabled users to reactivate Bloom+ accounts
### 🐛 Improvements and Fixes
* Enhancements to Bloom+ closed due to inactivity user flows
* UI/UX improvements
* Statement batch validation improvements
* Bankruptcy withdrawn refactored to bankruptcy removed
* Vulnerability fixes
* Improved reliability of address normalization on consumer creation
{% endupdate %}
{% update date="2025-02-04" %}
## [Release Notes | February 4, 2025](/changelog/release-notes-february-4-2025.md)
New releases, features, improvements, fixes, and more!
### 🐛 Improvements and Fixes
* Optimizations and stability improvements for account creation
* Improved auditing around consumer consent
* Improved validation around account deletion
* Improved onboarding process for data access operations
* Improved tokenization handling
* Improved accessibility within the dashboard and enrollment process
* Fixed a bug where bank account connections were not updating properly
* Fixed a bug where non-active bill reports were showing as active in the dashboard
* Fixed a bug where attested accounts properly display in the dashboard
* Fixed a bug where bills that show no activity within 90 days show up in the inactive section of the dashboard
{% endupdate %}
{% update date="2025-01-21" %}
## [Release Notes | January 21, 2025](/changelog/release-notes-january-21-2025.md)
New releases, features, improvements, fixes, and more!
### 🚀 New Releases/Features
* Introduced new Equifax attributes.
* Rolled out metrics for Bloom+ Customers.
### 🐛 Improvements and Fixes
* Improved validations around collections accounts.
* Updated tooling to make onboarding easier and more efficient.
* Optimizations for batch account review.
* Removed paid\_off flag from the Account model.
{% endupdate %}
{% update date="2025-01-07" %}
## [Release Notes | January 7, 2025](/changelog/release-notes-january-7-2025.md)
New releases, features, improvements, fixes, and more!
### 🚀 New Releases/Features
* Added lazy loading for tokens.
* Added a new error status of 44 for insufficient information.
* Added specific error handling for Experian.
### 🐛 Improvements and Fixes
* **UI Improvements:** We've made significant enhancements to the Bloom+ interface to improve overall usability, streamline workflows, and refresh the design. Expect a more seamless experience, a polished look, and updated branding to reflect our commitment to quality and ease of use.
* Enhanced logic on validations and account events.
* Enhanced batch account and statement API endpoints, enabling quicker bulk account and statement creation.
* Better handling of mapping between bureau error code and bloom errors.
* Security improvements for Auth V2.
{% endupdate %}
{% endupdates %}
---
# Agent Instructions
This documentation is published with GitBook. GitBook is the documentation platform designed so that both humans and AI agents can read, navigate, and reason over technical content effectively. Learn more at gitbook.com.
## Querying This Documentation
If you need additional information that is not directly available in this page, you can query the documentation by asking a question.
Perform an HTTP GET request on the following URL with the `ask` and `goal` query parameters:
```
GET https://developers.bloomcredit.io/changelog/2025.md?ask=&goal=
```
`ask` is the immediate question: it should be specific, self-contained, and written in natural language.
`goal` is what the user is ultimately trying to achieve, the reason they need the answer. Sharing it helps GitBook give you a better, more relevant answer. A goal is most helpful when it describes the outcome the user wants rather than restating the question. For example, with `ask=how do I create an API token`, a goal like `automate deployments from our CI pipeline` lets GitBook tailor the answer to that use case.
The response will contain a direct answer to the question and relevant excerpts and sources from the documentation.
Use this mechanism when the answer is not explicitly present in the current page, you need clarification or additional context, or you want to retrieve related documentation sections.